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Binit

Binit Kumar is the founder of MrMoneyFrugal.com, a trusted platform dedicated to simplifying money matters for everyday investors. With several years of experience in personal finance writing, he focuses on IPO insights, saving strategies, passive income ideas, and long-term wealth growth. As a published author of two finance books and a verified writer on Amazon Author Central, Binit combines real-world financial knowledge with a passion for helping readers make smarter financial decisions. His articles aim to make investing approachable, saving effortless, and wealth creation achievable for everyone. Through MrMoneyFrugal.com, he continues to guide readers on how to make, save, and grow money wisely while staying informed about the latest market opportunities. Amazon Author Page: https://www.amazon.com/stores/Binit-Kumar/author/B0FV11D7S3

equity linked saving schemes

What is an ELSS MUTUAL FUND (Equity Linked Saving Schemes)?

Updated on 28.04.2026 @ 8:30 AM Equity linked saving schemes mostly known as ELSS is a mutual fund scheme where your investments are eligible for deductions under 80C of the Income Tax Act. It means your investment can get the benefit of equity appreciation and tax benefits altogether. As per SEBI, ELSS has to invest […]

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What are liquid funds

What are liquid funds?

Updated on 28.04.2026|9:42 AMLiquid Funds SEBI categorization of mutual fund schemes, define liquid funds as funds that invest in debt and money market securities which mature in 91 days only. They are called liquid because units can be converted to money and get credited to accounts very easily and in some cases same day.Benefits of investing

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sectoral mutual funds

What are sectoral mutual funds?

Updated on 28.04.2026|10:07 AMSectoral mutual funds, Their Benefits and Drawbacks.As the name suggests, sectoral mutual funds invest primarily in the stocks of specific sectors, such as real estate/infrastructure, technology, pharmaceuticals, banking, and financial services.And, as per SEBI’s guidelines, these types of funds have to invest minimum 80% of their assets in equity and equity-related instruments.

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how to make money using ChatGPT

How to Make Money Using ChatGpt in 2025 and Beyond: What Really Works!

This article has been updated for 2025 with the newest strategies to earn money using ChatGPT and grow your income through smart investments. ChatGPT hit the world like a storm in June 2023, completely changing the landscape of almost every industry!Yes, it is that powerful! And people who’re enthusiastic and always find ways to make

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