Binit Kumar – Engineer, Investor & Personal Finance Expert

Union Budget 2026: Key Highlights and What It Means for Investors

Article / February 1, 2026

As Finance Minister Nirmala Sitharaman rose to present her ninth consecutive Union Budget, the atmosphere in the Lok Sabha was thick with anticipation. With the 2024 general elections well behind us and the “Viksit Bharat” (Developed India) 2047 clock ticking, expectations were for a budget that balanced populist demands with hard-nosed economic prudence.What we got […]

Union Budget 2026: Key Highlights and What It Means for Investors Read More »

Direct vs Regular Mutual Funds: The Return Difference That Shocked Me

Article / January 30, 2026

Updated on 22.05.2026|12:38 PMI bought my first mutual fund in 2010—and yes, it was through SIP.I’ve already written a detailed post about my journey from a ₹500 SIP to ₹1 crore.Back then, I invested through my demat account. Buying mutual funds directly from the AMC wasn’t really an option.If you wanted to invest in mutual

Direct vs Regular Mutual Funds: The Return Difference That Shocked Me Read More »

Grover Jewells IPO GMP, Price, Dates, Allotment, Review

IPO / January 30, 2026

Updated on 11.02.2026|10:16 AMGrover Jewells Limited has announced its Initial Public Offering (IPO) on the NSE SME platform. It is a Delhi-based manufacturer of wholesale gold jewellery.The subscription will open on February 4, 2026 and close on February 6 2026, with a price band of ₹83 to ₹88 per share. You can track the details of

Grover Jewells IPO GMP, Price, Dates, Allotment, Review Read More »

Bigshare IPO Allotment Status|How To Check

Bigshare Services IPO Allotment Status Check – Step-by-Step Guide

IPO Allotment Status / January 29, 2026

Today, a large pool of investors is applying for IPOs due to increased investment awareness. Hence, IPOs are generally oversubscribed and become highly competitive.In this situation, checking the IPO allotment status becomes an important element of the application process because every investor may not receive shares.IPO allotment status informs the investor whether applied shares are

Bigshare Services IPO Allotment Status Check – Step-by-Step Guide Read More »

ULIP Mistakes I Did In 2008 And What This Taught Me

The ULIP Mistake I Made in 2008 — A Lesson I Learned the Hard Way

Article / January 27, 2026

ULIP Mistake.A mistake that taught me personal finance.It was 2008. I had just completed 8 months working in a company. One day, the company asked all of us to submit our PAN card and investment proof — otherwise our next salary would not be credited.In a hurry, I applied for a PAN card.And in another

The ULIP Mistake I Made in 2008 — A Lesson I Learned the Hard Way Read More »

Biopol Chemicals IPO GMP, Price, Dates, Allotment, Review

IPO / January 24, 2026

Updated on 13.02.2026|10:02 AMBiopol Chemicals Limited has announced its Initial Public Offering (IPO) on the NSE SME platform.It is a manufacturer and trader of speciality chemical products including silicones, emulsifiers, and biochemicals which serves diverse industries, including textiles, agriculture, and home care. The subscription will open on February 6, 2026 and close on February 10, 2026,

Biopol Chemicals IPO GMP, Price, Dates, Allotment, Review Read More »

C K K Retail Mart IPO GMP, Price, Dates, Allotment, Review

IPO / January 23, 2026

Updated on 06.02.2026|10:17 AMC K K Retail Mart Limited is set to open its Initial Public Offering (IPO) on Friday, January 30, 2026. It is a diversified trading and distribution company primarily dealing in packaged agro-commodities like sugar, pulses, and its newly launched beverage brand “FruitzzzUp,”. You can track all the upcoming and live IPOs

C K K Retail Mart IPO GMP, Price, Dates, Allotment, Review Read More »

Kanishk Aluminium India IPO GMP, Price, Dates, Allotment, Review

IPO / January 22, 2026

Updated on 12.02.2026|14:36 PMKanishk Aluminium India Limited is set to launch its Initial Public Offering (IPO) on the BSE SME platform on Wednesday, January 28, 2026 and close on January 30, 2026. You can track all the upcoming and live IPOs at our daily updated IPO calendar page.It is a Jodhpur-based manufacturer of aluminium extrusion

Kanishk Aluminium India IPO GMP, Price, Dates, Allotment, Review Read More »

Msafe Equipments IPO GMP, Price, Dates, Allotment, Review

IPO / January 22, 2026

Updated on 04.02.2026|4:35 PMMsafe Equipments Limited is set to open its Initial Public Offering (IPO) on Wednesday, January 28, 2026. It is a manufacturer and rental provider of access and height-safety solutions, including scaffolding and ladders. You can track all the live, upcoming and closed IPOs at our IPO hub page which is updated regularly.The

Msafe Equipments IPO GMP, Price, Dates, Allotment, Review Read More »

NFP Sampoorna Foods IPO GMP, Price, Dates, Allotment, Review

IPO / January 21, 2026

Updated on 25.05.2026|10:30 AMNFP Sampoorna Foods Limited, a Delhi-based company that processes and markets dry fruits, has announced its Initial Public Offering (IPO) on the NSE SME platform. The subscription will open on May 18, 2026 and close on May 20, 2026, with a price band of ₹52 to ₹55 per share. Track this and all

NFP Sampoorna Foods IPO GMP, Price, Dates, Allotment, Review Read More »