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Every stock and SIP portfolio was in RED.No investor wants to see their portfolio going down. This is one of the lowest moments in their lives. And when it goes down sharply and so fast, even experienced and long-term investors start doubting their strategies and the markets.But what if it is not only your portfolio,

7% return from SIP. This line might make you wonder why I did not quit my SIP and choose another investment option.After all, even a PPF account pays more than that. So why should anyone continue investing in mutual funds through SIPs?What is the logic behind it?I know many newcomers might be confused—whether I am

This is an extended version of the story published by me on reddit. The FAQ is designed to answer questions raised on reddit post which got 17k+views, 40 upvotes, and 32 shares.I could have lost over ₹4.5 lakh—if I had chosen a regular plan instead of a direct planThe fund name is the same. The

23.02.2026|18:38 PMJanuary 2026 saw 18 IPO listings across the Indian primary market, with SME IPOs accounting for 15 issues and Mainboard IPOs contributing 3 issues. While the month recorded a high average subscription of 118.955×, listing outcomes remained mixed, with 61.11% of IPOs listing at loss. This monthly review breaks down IPO volume, capital raised, subscription

As Finance Minister Nirmala Sitharaman rose to present her ninth consecutive Union Budget, the atmosphere in the Lok Sabha was thick with anticipation. With the 2024 general elections well behind us and the “Viksit Bharat” (Developed India) 2047 clock ticking, expectations were for a budget that balanced populist demands with hard-nosed economic prudence.What we got

I bought my first mutual fund in 2010—and yes, it was through SIP.I’ve already written a detailed post about my journey from a ₹500 SIP to ₹1 crore.Back then, I invested through my demat account. Buying mutual funds directly from the AMC wasn’t really an option.If you wanted to invest in mutual funds, you had

ULIP Mistake.A mistake that taught me personal finance.It was 2008. I had just completed 8 months working in a company. One day, the company asked all of us to submit our PAN card and investment proof — otherwise our next salary would not be credited.In a hurry, I applied for a PAN card.And in another

18–20 min reading time.  This is a real investing journey that was originally shared on Reddit, where it sparked a detailed discussion among long-term SIP investors. Read the Reddit discussion. ₹500 SIP to ₹1 CroreBack in 2010, this was only a dream for me. Honestly, I never imagined that a small SIP of just ₹500