Mutual funds are subject to market risk. If the market falls, the NAV of the scheme also falls, which can impact your overall portfolio in the short term.However, mutual funds can be considered a relatively suitable investment option when chosen with a long-term horizon.For example, my portfolio has delivered over 15% CAGR during the period […]
Are Mutual Funds Safe or Risky? Truth Every Investor Should Know Read More »
7x return in 15 years—from a mutual fund. And I didn’t actively do anything.No constant tracking. No market timing. No stress over daily ups and downs.Just patience.While I was busy building my career, focusing on my family, and improving my skills… my money was quietly compounding in the background.This isn’t a theory. This is real.The
Mutual Fund SIP Success Story: How ₹16 Became ₹118 in 15 Years (7x Growth) Read More »
Investors often review past performance to understand how an investment (including stocks and mutual funds) has behaved over time. However, past performance does not guarantee future returns.To assess the historical performance of a mutual fund, one should keep the following key factors in mind:Key Factors to Evaluate a Fund’s Historical Performance1. Expense RatioCheck the expense
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What Is the Sharpe Ratio?Sharpe ratio is a measure of a fund’s performance compared to the risk. This ratio helps to analyse if the fund’s returns are worth the risk taken.William Sharpe developed the Sharpe ratio in 1966. This ratio was earlier called the reward-to-volatility ratio. What Is the Sharpe Ratio Formula?Sharpe ratio is calculated using
Sharpe Ratio in Mutual Funds: Meaning, Formula & Example Read More »
Updated on 28.04.2026 @ 8:30 AM Equity linked saving schemes mostly known as ELSS is a mutual fund scheme where your investments are eligible for deductions under 80C of the Income Tax Act. It means your investment can get the benefit of equity appreciation and tax benefits altogether. As per SEBI, ELSS has to invest
What is an ELSS MUTUAL FUND (Equity Linked Saving Schemes)? Read More »
Updated on 28.04.2026 @ 10:01 AMAs an investor, asking questions like ‘What are index funds in India” before investing is a solid way to educate yourself before making your investment. So, here is detailed information about Index funds In India and how they work, what are their benefits and drawbacks. As the name suggests, these funds
What are the Index Funds in India? Read More »
Updated on 28.04.2026|9:42 AMLiquid Funds SEBI categorization of mutual fund schemes, define liquid funds as funds that invest in debt and money market securities which mature in 91 days only. They are called liquid because units can be converted to money and get credited to accounts very easily and in some cases same day.Benefits of investing
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Updated on 28.04.2026|10:07 AMSectoral mutual funds, Their Benefits and Drawbacks.As the name suggests, sectoral mutual funds invest primarily in the stocks of specific sectors, such as real estate/infrastructure, technology, pharmaceuticals, banking, and financial services.And, as per SEBI’s guidelines, these types of funds have to invest minimum 80% of their assets in equity and equity-related instruments.
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I have been working for more than 14 years now. I joined my first job in July 2007. Every July, I complete one more year of my working life. I never considered retirement at the beginning of my career; it was not on my mind. But this wasn’t unique to just me. Most people I met in
Why Planning For Retirement Is Very Important? Read More »
If you are concerned at all with personal finance and managing your money as best as possible, then I’m sure you have already heard the term money market accounts floating around. Or, perhaps, you are more familiar with its acronym – MMA. Either way, what you might not know is the definition of money market accounts,
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